Free Credit Report

Free annual credit reports are available through the following three credit reporting agencies (Equifax, Experian and Trans Union) at (877) 322-8228 or may be ordered online at www.annualcreditreport.com or by completing the Annual Credit Report Request form, available at www.consumerfinance.gov/learnmore


Annual Credit Report Request Service

PO BOX 105281

Atlanta, GA 30348-5281


Consumers must utilize the contact information listed above to request the free copies. Consumers who contact the reporting agencies directly will be charged for their credit reports.


How do I dispute inaccurate information on my credit report?


You must contact EACH of the three credit reporting companies at the following address or phone numbers:


Equifax

PO BOX 105873

Atlanta, GA 30348

Phone: (800) 685-1111 or (800) 977-2493


Experian Consumer Assistance

PO BOX 2104

Allan, TX 75013-2104

Phone: (888) 397-3742


Transunion Consumer Disclosure Center

PO BOX 1000

Chester, PA 19022

Phone: (800) 888-4213

Important Security Updates and Information