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Privacy Policy

Rev. Apr. 2014

FACTS 

WHAT DOES COASTAL COMMUNITY BANK DO WITH YOUR PERSONAL INFORMATION?  

Why?  Financial companies choose how they share your personal information.  Federal law gives consumers the right to limit some but not all sharing.  Federal law also requires us to tell you how we collect, share, and protect your personal information.  Please read this notice carefully to understand what we do.  
What? 

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and income
  • Account balances and payment history
  • Credit history and credit scores

When you are no longer our customer, we continue to share your information as described in this notice.  

How?  All financial companies need to share customers’ personal information to run their everyday business.  In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Coastal Community Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information  Does Coastal Community Bank share? Can you limit this sharing?  
For our everyday business purposes –
Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
YES  NO
For our marketing purposes –
To offer our products and services to you
NO WE DON’T SHARE
For Joint marketing with other financial companies NO WE DON’T SHARE
For our affiliates’ everyday business purposes -  
information about your transactions and experiences 
NO WE DON’T SHARE
For our affiliates’ everyday business purposes –
information about your creditworthiness
NO WE DON’T SHARE
For nonaffiliates to market to you  NO WE DON’T SHARE

Questions? Please contact (425) 257-9000 or go to www.coastalbank.com or email at privacy@coastalbank.com

What we do  

How does Coastal Community Bank protect my personal information? 

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.  
Our Customer Information privacy policy serves as a standard for all Coastal Community bank employees for collection, use, retention and security of individual customer information.  

How does Coastal Community Bank collect my personal information? 

We collect your personal information, for example, when you

  • Open an account or apply for a loan
  • Provide account information or pay your bills
  • Make deposits or withdrawals from your account

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • Sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates

Companies related by common ownership or control.  They can be financial and nonfinancial companies.

  • Coastal Community Bank does not share with affiliates
Nonaffiliates 

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Coastal Community Bank does not share with nonaffiliates so they can market to you
Joint Marketing 

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Coastal Community Bank doesn’t jointly market

View downloadable version of our Privacy Policy