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Checking Account Comparison

Coastal Checking

Green Rewards Checking

Senior Coastal

Interest Checking

Interest & Exclusive Perks n/a
  • 0.75% APY on balances up to $9,999.99
  • 0.75% to 0.10% APY on balances over $9,999.99 depending on balance in account
  • 0.05% APY if qualifications aren't met
  • One box Coastal Logo Wallet or Duplicate checks annually
  • 0.10% bonus applied to posted certificate of deposit rates
  • $5 discount on a safe deposit box rental
  • E-Statement or paper statement at no monthly fee
Competitive interest on entire balance
ATM Fees? No* No* - plus ATM refunds nationwide (up to $20 monthly; maximum refund per transaction is $4.99) No* No* 
Monthly Service Fee n/a n/a n/a $10
Minimum Balance to Avoid Fee n/a n/a n/a $1,500
Minimum Deposit to Open $100 $100 $100 $100
Qualifications n/a To earn your rewards, simply do the following activities and transactions in your Green Rewards Checking account each monthly qualification cycle:
  • Have at least 15 debit card purchases ($5 minimum each) post and settle
  • Be enrolled and receive e-statement notice
  • Have at least 1 direct deposit or automatic payment ($500 or more) post and settle 
Exclusively available to customers 62 and older n/a

Coastal Checking

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Green Rewards Checking

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Senior Coastal

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Interest Checking

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* Withdrawal cash from Coastal and MoneyPass ATMs nationwide with no ATM fee. There is a $2.50 charge for out-of-network ATM withdrawals. There is a $1.50 charge for out-of-network inquiries and transfers.