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Let’s be honest. Making money is more fun than managing it. We’ll give you more time to focus on the fun stuff.

Commercial eBanking

Online Banking delivers real-time information to your computer. You receive the information you need to manage cash flow, reconcile accounts, pay bills, and view paid checks and transactions posting to your account. Information can be exported in multiple formats for uploading into accounting software. 


ACH Origination-debits

Using ACH Origination, you can accelerate your receivables by collecting payments electronically from corporate and consumer accounts. With authorization from the payers, typical uses of ACH debits include collection of club dues, lease payments, charitable contributions and other reoccurring payments. This service assists in timely collection and reduces check handling costs.*

Remote Deposit Capture

You can bank from your office by scanning checks for deposit into your business account using a special desktop scanner. Scanned deposits can be made until 7:00PM each business day for same day deposit credit. The remote deposit capture service retains 24 months of history, including check images and deposit reports.*

Incoming Wire Transfers

Arrange for incoming wires to credit your account and receive notification via email.

ACH Credit Origination

Originating electronic credits can eliminate check writing for payroll, expense reimbursements and vendor payments. Electronic payments help decrease check fraud and reduce costs associated with account reconcilement and check stop payments.*

Positive Pay

This service is an effective tool against potential check fraud. You securely submit an electronic listing to Coastal Community Bank of the check numbers and dollar amounts each time you issue checks. We verify every check clearing your account against that list. Each day that there are checks clearing your account, we send an email notification to you. If there are checks clearing your account that do not match the issue list, you tell us which checks should be paid or returned. 

ACH Block

If you want to block electronic entries to your business account, we offer the ACH Block service. This service will stop any electronic credits and/or debits from posting to your account. This is ideal for accounts that you want to only allow check and branch deposit activity.

Investment Sweep

This automated investment tool links your operating account to an interest-bearing investment account. Excess balances are transferred automatically to the investment account or transferred from the investment account to the operating account. Movement of funds is based on a target balance established in the operating account. 

Zero Balance Accounts (ZBA)

This service provides the capability of funding one or more accounts automatically from the main account. If your business has multiple accounts or multiple locations, a ZBA account allows segregation of funds and eliminates the manual transfer of funds. A typical use of a ZBA account is in connection with a payroll account. 

Account Analysis

This account type provides you with a monthly, consolidated statement that summarizes all activity on your checking accounts, including treasury management services. An earnings credit is calculated on your combined business checking account balances and applied to your total service charges. This provides you with the opportunity to offset service charges with earnings credit.

*Requires credit approval