Free Credit Report
Free annual credit reports are available through the following three credit reporting agencies (Equifax, Experian and Trans Union) at (877) 322-8228 or may be ordered online at annualcreditreport.com or by completing the Annual Credit Report Request form, available at consumerfinance.gov/learnmore.
Annual Credit Report Request Service
PO BOX 105281
Atlanta, GA 30348-5281
Consumers must utilize the contact information listed above to request the free copies. Consumers who contact the reporting agencies directly will be charged for their credit reports.
How do I dispute inaccurate information on my credit report?
You must contact EACH of the three credit reporting companies at the following address or phone numbers:
PO BOX 105873
Atlanta, GA 30348
Phone: (800) 685-1111 or (800) 977-2493
Experian Consumer Assistance
PO BOX 2104
Allan, TX 75013-2104
Phone: (888) 397-3742
Transunion Consumer Disclosure Center
PO BOX 1000
Chester, PA 19022
Phone: (800) 888-4213