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IntraFi Cash Service (ICS®)

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    FDIC Insurance

    Access additional FDIC insurance at IntraFi network banks with ICS.

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    Earn Interest

    Put cash balances to work in demand deposit accounts and money market deposit accounts.

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    Peace of Mind

    Make large deposits eligible for protection and backed by the full faith of the federal government.

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    Enjoy easy access to funds.

IntraFi Cash Service

Access Additional FDIC Insurance

Rest easy with ICS®, the smart, convenient way to find additional coverage in FDIC insurance on large deposits. Funds can be placed at other IntraFi network banks into demand deposit accounts or money market deposit accounts, allowing you to earn a return while still maintaining access to funds1. Funds placed using the ICS service are not subject to floating net asset values, liquidity fees, or money market mutual fund liquidity gates, so you can rest assured knowing that market volatility will not negatively affect account value.

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Put cash balances to work in demand deposit accounts, money market deposit accounts, or both.

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    Access Additional FDIC Insurance at Participating Network Banks
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    Enjoy Access to Funds
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    Review Account Information Online
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    Earn Interest in Demand Deposit Accounts and Money Market Deposit Accounts
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    Programmed to Recognize Existing CDARS® Placements and Exclusions2
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    Rest Easy Knowing Your Funds are Protected by the Federal Government


How it Works

When we place your deposit through ICS, the deposit is divided into amounts under the standard FDIC insurance maximum of $250,000. The amounts are then placed into deposit accounts at multiple FDIC-insured banks. As a result, you can access FDIC coverage from many institutions while working directly with Coastal Community Bank. Receive one statement from our Bank and access key details about your accounts online, 24/7.