Business Checking Accounts

Coastal Community Bank offers business checking accounts for all types of businesses and non-profit organizations. From small business bank accounts to corporate analysis checking accounts, our local bankers are here to help find the right solution for your growing business. Contact us today.

Take Control of Your Finances

Compare our accounts to see if there might be a better option for your business. Coastal Community Bank offers a variety of checking account options based on transaction volume and the complexity of your business.

Each business checking account has a minimum $100 deposit, includes online and mobile banking access, and a Mastercard® Business Debit Card.

In addition, we offer a full suite of complementary business banking solutions such as Treasury Management Services, Remote Deposit Capture, and lending options.

Products

Compare Checking Accounts

Account

Community Business Checking

Commercial Checking

Commercial Analysis Checking

Balance Requirements

No minimum balance requirements.

$12 monthly service charge waived with a $5,000 minimum daily balance.

Earnings allowance on average daily collected balance.

Deposits

Up to $10,000 cash deposited per month at no fee (above $10,000 at 75¢ per $1,000).

Up to $15,000 cash deposited per month (above $15,000 at 75¢ per $1,000).

Receive a monthly, consolidated statement that summarizes all activity on your checking accounts, including treasury management services.

Transactions

125 free transactions per month; 30¢ per transaction thereafter.

250 free transactions per month; 30¢ per transaction thereafter.

Unlimited monthly transactions at low per-item fees. Fees may be offset by monthly earnings credit.*

Monthly Service Charge

Monthly service charge based on transaction totals.

$12 monthly service charge waived with a $5,000 minimum daily balance.

$12 monthly service charge.**

Digital Banking Access?

Yes

Business Debit Card?

Yes

Minimum Opening Deposit

$100

Mastercard® Business Debit Card

Online Banking

Bill Pay

Mobile Banking

Community Business Checking: Printed statements are $2. Talk with your banker about electronic and combined statement options.

Commercial Checking: Printed statements are $2. Talk with your banker about electronic and combined statement options.

Commercial Analysis Checking:

*Earnings Credit – This account features an earnings credit that is applied to reduce or eliminate fees. At our discretion, the periodic earnings credit rate may change at any time. Please speak with a Treasury Management Consultant for details on all costs and features.

**Monthly fee and per-item charges are calculated through account analysis.

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